Institutional Retirement Products


ING – U.S. Retirement Services

Expertise in Retirement Plans; Commitment to Healthcare

The ING family of companies (ING) has become a top provider of retirement programs for employers by providing a combination of value added services to plan sponsors and plan participants that leverages our expertise and local service presence. We are the #1 defined contribution plan provider in the United States based on number of plan sponsors over 52,000; #2 in the U.S. based on number of participants with 7 million; and #3 based on assets under management with $237 billion.1

For over 40 years, we have been providing innovative solutions for U.S. healthcare organizations’ retirement plans. As a leading plan provider, we manage over $8 billion in healthcare assets across more than 5,800 403(b), 401(k), and 457(b) plans, and 335,000 participants. We work closely with you throughout the lifecycle of your plan, from design to implementation and enrollment to ongoing, on-site participant service. It’s a strategy that works.

Change is constant in retirement plans today. Evolving IRS regulations, new plan oversight responsibilities, and, of course, the unpredictable stock market. As a retirement plan sponsor, you may be looking for a consistent solution in this rapidly shifting industry. We can offer your retirement plan a steady hand.

Contact:
Gavin T. Gruenberg, CFP®, Vice President
ING Financial Advisers, LLC
CA Insurance License #0C53815

1200 California Street, Suite 108
Redlands, CA 92374
909.798.3250 Office
860.580.0274 FAX
818.383.5663 Mobile
Email: Gavin.Gruenberg@us.ing.com

ING. Your future. Made easier. SM
Registered Representative of ING Financial Advisers, LLC (Member SIPC)

www.ing-usa.com
www.ingretirementplans.com

Insurance products, annuities and retirement plan funding issued by (third party administrative services may also be provided by) ING Life Insurance and Annuity Company. Securities are distributed by ING Financial Advisers, LLC (member SIPC), One Orange Way, Windsor, CT, 06095-4774

C10-0120-018 02/10

1Source: Pensions & Investments: Top DC Recordkeepers, 03.31.09

TIAA-CREF

TIAA-CREF has been a leading provider of retirement plans for over 90 years with one central mission – to seek to provide financial security suited to the needs of plan sponsors and their employees. As a leading provider of retirement plans, we serve thousands of doctors, nurses and other healthcare employees across the country with our primary goal of offering the most comprehensive retirement program at a competitive price. We do this by providing a range of distinctive services for plan sponsors and participants including:

Partner with a provider whose values are aligned with your own and dedicated to meeting the unique needs of the healthcare market. To learn more, please contact:

Michael O. McAtamney
Regional Director, Business Development
phone: 602-553-7707 email: mmcatamney@tiaa-cref.org
2398 East Camelback Road Suite 1000, Phoenix, AZ 85016
www.TIAA-CREF.org

* Through a third party tool –Ibbotson Associates

Investing involves risk of loss of principal.

Consider the investment objectives, risks, charges and expenses carefully before investing. Call 877 518-9161 or go to tiaa-cref.org for a prospectus that contains this and other information. Read the prospectus carefully before investing.

TIAA-CREF Individual & Institutional Services, LLC, and Teachers Personal Investors Services, Inc., members FINRA distribute securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY.

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